Bundled vs. Unbundled 401(k) Service Providers: Which is Right for you?

Why People Prefer Unbundled 401(k) Services As mentioned, a 401(k) program is not just dependent on a single factor. Instead, it involves a recordkeeper, third-party administrator (TPA), custodian, investment adviser, document preparer, etc. Each component can take considerable time to research and find the right provider – and if someone says they will find the […]

Why You Need Investment Advice for Your Retirement Plan

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In today’s world, you easily get advice on just about anything. Where to get the best price on suits. How to change a flat tire. Where to go for the best manicure. Etc., etc. Advice, it seems, is everywhere, and mostly free for the taking, and many consumers take full advantage of it to better […]

WHAT IS A 408(B)(2) DISCLOSURE AND WHAT IT MEANS TO ME?

SUBSCRIBE There are many aspects to the financial world that can be confusing for people. This is especially true when it comes to all of the disclosures that you have to go through from various service providers that you work with through your business. One of these items that may cause some confusion is the […]

WHAT IS SAFE HARBOR 401(K) AND DOES MY BUSINESS NEED A SAFE HARBOR PLAN?

SUBSCRIBE There are many different options for your company’s 401(k) Plan and it can be overwhelming trying to decide on one. One option that you may have seen in your research is a Safe Harbor 401(k) Plan.  A Safe Harbor Plan can be a great option for your business for a variety of reasons. The […]

FIVE COMMON MISTAKES MADE BY RETIREMENT PLAN SPONSORS

SUBSCRIBE More than ever before, liabilities and regulations are becoming almost overwhelming for 401(k) Plan Sponsors.  Changes in the tax laws, new IRS rules, fiduciary responsibilities, as well as ever-increasing government regulations mean that, occasionally, a 401(k) plan sponsor might make some mistakes.  The problem, of course, is that these mistakes can cost your company, […]

IMPORTANT 401(K) DEADLINES

SUBSCRIBE Being aware of 401(k) deadlines is as important as any other aspect of a retirement plan. Download a copy of our 401(k) Deadline chart here. Are you ready to get started? Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. […]