What to know about being a fiduciary to your 401(k) plan

A fiduciary is an individual or group responsible for administering, managing and making decisions about a 401(k) plan and as such, they have an extremely responsible role as their decisions can impact the retirement plans for their employees. While this title and role seem a little bit old fashioned, the importance of understanding what a   […]

WHAT IS A 408(B)(2) DISCLOSURE AND WHAT IT MEANS TO ME?

SUBSCRIBE There are many aspects to the financial world that can be confusing for people. This is especially true when it comes to all of the disclosures that you have to go through from various service providers that you work with through your business. One of these items that may cause some confusion is the […]

PARTICIPANT DISCLOSURES AND COMMUNICATIONS – WHAT AND WHEN?

SUBSCRIBE I am often asked by clients, who should get this notice and when?  There are a number of required documents that need to be delivered to participants to effectively communicate retirement plan details.  With many new rules there has been an added number of documents that must be delivered to  participants by specific dates.  […]

FIVE COMMON MISTAKES MADE BY RETIREMENT PLAN SPONSORS

SUBSCRIBE More than ever before, liabilities and regulations are becoming almost overwhelming for 401(k) Plan Sponsors.  Changes in the tax laws, new IRS rules, fiduciary responsibilities, as well as ever-increasing government regulations mean that, occasionally, a 401(k) plan sponsor might make some mistakes.  The problem, of course, is that these mistakes can cost your company, […]

IMPORTANT 401(K) DEADLINES

SUBSCRIBE Being aware of 401(k) deadlines is as important as any other aspect of a retirement plan. Download a copy of our 401(k) Deadline chart here. Are you ready to get started? Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. […]